Overview
You may be able to purchase a home and roll the costs of the renovation into your loan.
Smaller Down Payment
Purchase your home with as little as 3.5% down payment. Compared to 20% required on most conventional loans.
More Term Options Available
30, 25, 20 and 15-year terms are all available with fixed rates. 5-year adjustable rate mortgage available.
Employment & Debt
You need to make enough money to cover your bills. A lender doesn’t want to see a large percentage of your income going towards debts.
Pay Off Any Time
Pay your mortgage off at any time without pre-payment penalties.
Fix up your fixer upper
home with a Rehab Loan.
Renovation Loan
An FHA 203(k) Loan, also called a Renovation Loan, allows buyers to finance the cost of the home and the renovation in one mortgage with a low rate.
Rehab loans have similar qualification requirements to a standard FHA or VA loan, with additional documentation needed related to the renovation.
Rehab Loan with VA
The VA also offers a similar option for military and veterans to purchase a home and finance the required renovations to bring it up to standards set by the VA.
Our team of experts
is here for you.
Request a Quote
Free consultation from a mortgage expert.
Get Pre-Qualified
Be more attractive to sellers as pre-qualified.
Speak to a Loan Officer
Here to help you through the loan process.
Mortgage Calculator
See payment breakdown over different scenarios.